Why would a child need life insurance?

It helps cover final expenses, builds cash value, and guarantees coverage later in life—regardless of future health conditions.

How much coverage should I get for my child?

Most families start with $10,000 to $50,000 in coverage. We’ll help you select a level that fits your goals and budget.

Can I transfer the policy to my child later?

Yes. Most child life policies can be transferred to the child’s ownership when they reach adulthood.

What happens if my child develops a health condition later?

As long as the policy is active, coverage remains in place and won’t be affected by future health changes.

Child Life Insurance | Dumas Insurance Agency

Start Early, Plan Confidently

Child life insurance offers a meaningful way to lock in lifetime coverage while building long-term value. At Dumas Insurance Agency, we help families in Dumas, Amarillo, Dalhart, Lubbock, and throughout Texas create a financial foundation for their children’s future. With flexible options and friendly guidance, we’ll help you find a plan that fits your goals and your family.

Lifetime Protection

Guarantees your child’s insurability into adulthood—even if health changes later in life.

Cash Value Growth

Some policies build savings over time that can be used for college, weddings, or other major milestones.

Affordable Premiums

Lock in low rates by starting early, making long-term coverage more cost-effective.

Answers You Need

Common Questions About Child Life Insurance

If you have more questions about life insurance for children, call us at (806) 935-5354.

¿Tiene más preguntas sobre seguros de vida para niños? Llámenos al (806) 935-5354.

Why would a child need life insurance?

It helps cover final expenses, builds cash value, and guarantees coverage later in life—regardless of future health conditions.
How much coverage should I get for my child?

Most families start with $10,000 to $50,000 in coverage. We’ll help you select a level that fits your goals and budget.
Can I transfer the policy to my child later?

Yes. Most child life policies can be transferred to the child’s ownership when they reach adulthood.
What happens if my child develops a health condition later?

As long as the policy is active, coverage remains in place and won’t be affected by future health changes.

Start with a Call

Plan for Tomorrow, Today

Give your child a head start with lifelong protection and a foundation for the future. Talk to our local team about how child life insurance can work for your family.

¿Prefiere hablar en español? Nuestro equipo está listo para ayudarle con confianza y claridad.

Protect Their Future

Child Life Insurance