Who needs general liability insurance in Texas?

Nearly every type of business can benefit from general liability insurance—from contractors and retailers to service professionals. Many clients or job sites also require it.

Is general liability insurance required by law?

It is not required by Texas law for most businesses, but it is often contractually required and strongly recommended to protect your business assets.

What does general liability insurance not cover?

It typically won’t cover professional errors, employee injuries, or damage to your own property. Separate policies like workers comp or professional liability may be needed.

Can I bundle general liability with other business policies?

Yes, many businesses choose a Business Owners Policy (BOP), which combines general liability and property insurance into one affordable package.

General Liability Insurance | Dumas Insurance Agency

Essential Protection for Texas Businesses

General liability insurance is the backbone of risk protection for any business. Whether you’re a contractor in Amarillo, a small business owner in Dumas, or managing a growing team in Lubbock, we’ll help you stay covered against the unexpected. At Dumas Insurance Agency, we offer guidance and access to competitive plans that keep your operations moving confidently forward.

Bodily Injury Liability

Helps cover legal and medical costs if someone is injured on your business property or as a result of your services.

Property Damage Coverage

Provides protection if your business operations damage someone else’s property—on-site or off.

Legal Defense Costs

Covers attorney fees, court costs, and settlement expenses tied to a covered liability claim or lawsuit.

Answers You Need

Common Questions About General Liability

If you have more questions about general liability coverage, call us at (806) 935-5354.

¿Tiene más preguntas sobre el seguro de responsabilidad general? Llámenos al (806) 935-5354.

Who needs general liability insurance in Texas?

Nearly every type of business can benefit from general liability insurance—from contractors and retailers to service professionals. Many clients or job sites also require it.
Is general liability insurance required by law?

It is not required by Texas law for most businesses, but it is often contractually required and strongly recommended to protect your business assets.
What does general liability insurance not cover?

It typically won’t cover professional errors, employee injuries, or damage to your own property. Separate policies like workers comp or professional liability may be needed.
Can I bundle general liability with other business policies?

Yes, many businesses choose a Business Owners Policy (BOP), which combines general liability and property insurance into one affordable package.

Start with a Call

Build a Safer Business

Protect your livelihood with general liability coverage that fits your operation. Our team will help you understand your risks and tailor a policy that works for you.

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Coverage That Protects

General Liability Insurance