Is farm insurance required in Texas?

While not legally required, it’s essential for protecting your assets, operations, and future income. Many lenders also require it for financed properties and equipment.

Can I cover both my home and my farm under one policy?

Yes. Many farm policies can bundle homeowners, personal property, and farming operations into one comprehensive plan.

What’s the difference between hobby farm and commercial farm coverage?

Hobby farms typically need simpler, lower-limit policies. Commercial farms often require broader coverage and higher limits for property, equipment, and liability.

Does farm insurance cover workers or employees?

Not automatically. You may need to add workers compensation or farm liability extensions depending on your labor situation.

Farm Insurance | Dumas Insurance Agency

Protecting Farms Across the Texas Panhandle

Running a farm comes with unique risks—from equipment breakdowns to weather events and livestock losses. At Dumas Insurance Agency, we offer flexible farm insurance policies tailored to how you operate. Whether you manage a family farm in Dumas or a large operation near Amarillo, Dalhart, or Lubbock, we’ll help you protect what you’ve worked hard to build.

Farm Property & Buildings

Covers barns, sheds, grain bins, and other farm structures against covered losses like fire, wind, and theft.

Equipment & Machinery

Protects tractors, harvesters, and irrigation systems from damage, theft, and breakdowns.

Livestock & Crops

Provides options for covering livestock losses and insuring stored or harvested crops from unexpected perils.

Answers You Need

Common Questions About Farm Insurance

If you have more questions about farm insurance, call us at (806) 935-5354.

¿Tiene más preguntas sobre seguros agrícolas? Llámenos al (806) 935-5354.

Is farm insurance required in Texas?

While not legally required, it’s essential for protecting your assets, operations, and future income. Many lenders also require it for financed properties and equipment.
Can I cover both my home and my farm under one policy?

Yes. Many farm policies can bundle homeowners, personal property, and farming operations into one comprehensive plan.
What’s the difference between hobby farm and commercial farm coverage?

Hobby farms typically need simpler, lower-limit policies. Commercial farms often require broader coverage and higher limits for property, equipment, and liability.
Does farm insurance cover workers or employees?

Not automatically. You may need to add workers compensation or farm liability extensions depending on your labor situation.

Start with a Call

Secure Your Operation

From tractors to tool sheds, we help Texas farmers find peace of mind with smart, personalized coverage. Let’s get your land, livestock, and equipment protected today.

¿Prefiere hablar en español? Nuestro equipo está listo para ayudarle con confianza y claridad.

Coverage for Your Land

Farm Insurance