Do I need Medicare Part D if I don’t take any prescriptions?

You’re not required to enroll, but delaying coverage can result in a late enrollment penalty if you need it later.

When can I enroll in Medicare Part D?

Initial enrollment begins when you first qualify for Medicare. You can also make changes during the Annual Enrollment Period each year.

Can I use any pharmacy with Part D coverage?

Most plans include a network of preferred pharmacies. We’ll help you choose a plan that works with your local or mail-order pharmacy.

What’s the difference between standalone Part D and drug coverage in Medicare Advantage?

Medicare Advantage plans often include drug coverage, while standalone Part D is used alongside Original Medicare or a Medigap plan.

Medicare Part D Coverage | Dumas Insurance Agency

Helping You Manage Medication Costs

Medicare Part D provides important coverage for prescription drugs—often helping you avoid high out-of-pocket expenses. At Dumas Insurance Agency, we work with clients in Dumas, Amarillo, Lubbock, Dalhart, and beyond to simplify their options and find the plan that works best for their health and their budget. Whether you take just one medication or manage several, we’re here to help make your coverage easy to understand and easy to use.

Prescription Drug Coverage

Covers a wide range of generic and brand-name medications across multiple drug tiers.

Pharmacy Network Access

Plans often include mail-order pharmacies, preferred pricing, and discounts at your local pharmacy.

Personalized Plan Matching

We’ll help you compare available plans based on your current prescriptions and preferred pharmacy.

Answers You Need

Common Questions About Medicare Part D

If you have more questions about prescription drug plans, call us at (806) 935-5354.

¿Tiene más preguntas sobre la cobertura de recetas médicas? Llámenos al (806) 935-5354.

Do I need Medicare Part D if I don’t take any prescriptions?

You’re not required to enroll, but delaying coverage can result in a late enrollment penalty if you need it later.
When can I enroll in Medicare Part D?

Initial enrollment begins when you first qualify for Medicare. You can also make changes during the Annual Enrollment Period each year.
Can I use any pharmacy with Part D coverage?

Most plans include a network of preferred pharmacies. We’ll help you choose a plan that works with your local or mail-order pharmacy.
What’s the difference between standalone Part D and drug coverage in Medicare Advantage?

Medicare Advantage plans often include drug coverage, while standalone Part D is used alongside Original Medicare or a Medigap plan.

Start with a Call

We’ll Make It Simple

Prescription coverage doesn’t have to be complicated. Let’s find a plan that fits your needs, protects your wallet, and gives you peace of mind.

¿Prefiere hablar en español? Nuestro equipo está listo para ayudarle con confianza y claridad.

Prescription Coverage Clarity

Medicare Part D