Protect Your Space

Commercial Property Insurance

Coverage for Buildings and Business Assets

When your building, equipment, or inventory is at risk, commercial property insurance is what keeps your business standing strong. At Dumas Insurance Agency, we help businesses across Dumas, Amarillo, Lubbock, and the wider Texas Panhandle protect the spaces they’ve built. Whether you own your storefront or lease an office, we’ll match you with coverage that fits your needs and your budget.

01

Building Coverage

Protects the physical structure your business owns or leases against covered perils like fire, storm damage, or vandalism.

02

Business Personal Property

Covers furniture, tools, computers, inventory, and other business contents damaged by a covered event.

03

Equipment Breakdown

Helps pay for repairs or replacement when essential systems like HVAC, refrigeration, or production machinery fail.

Answers You Need

Common Questions About Commercial Property Insurance

If you have more questions about protecting your business property, call us at (806) 935-5354.


¿Tiene más preguntas sobre seguros de propiedad comercial? Llámenos al (806) 935-5354.

  • Who needs commercial property insurance?

    Business owners who own or lease buildings, operate out of commercial spaces, or rely on equipment and inventory should carry this coverage.

  • Does commercial property insurance cover flooding?

    No, flood damage typically requires a separate flood policy. We can help you assess whether that’s needed for your location.

  • How is the value of my property determined?

    Policies are typically written on a replacement cost or actual cash value basis. We'll walk you through which makes the most sense for your business.

  • Can I combine this with other business coverages?

    Yes. Many businesses bundle property and liability into a Business Owners Policy (BOP) for broader coverage and savings.

Start with a Call

Protect Your Space

Let’s make sure your building, contents, and equipment are protected—so your business can keep running strong. Talk to our team today to get started.


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